If you live in Lubbock, Texas and you need an Auto Insurance then you definitely on a right place. There are many Auto Insurance Companies in Lubbock, Texas to choose from. Here is a list of them.
AUTO PARTNERS INSURANCE :
Auto Partners Insurance, located at 1711 34th Street, offers auto insurance for all cars and also for all drivers with no down payment. They also offer many discounts, immediate coverage and Mexico Insurance.
Their timings are Monday through Friday 9am-6pm and Saturday 9am-1pm.
Auto Partners Insurance can be contacted at (806) 749-7200 for more information
ALL WRITE INSURANCE :
All Write Insurance, located at 2413 20th Street, offers a full line of auto insurance policies for any problem you may have. They offer impressive discounts for good drivers.
They are in operation from Monday to Saturday.
All Write Insurance can be contacted at (806) 763-2886 for a free quote or for more information.
TEXAS WEST INSURANCE AGENCY
Texas West Insurance Agency, located at 2138 19th Street, offer automotive, watercraft and truck insurance.
They offer same day coverage and preferred rates for preferred drivers. They specialize in Truck Insurance.
They are in operation from Monday to Friday 8:30am to 5:30pm.
Texas West Insurance Agency can be contacted at (806) 763-3300 for more information.
SANFORD INSURANCE AGENCY
Sanford Insurance Agency, is very old in this business, located at 6303 Indiana, They has been doing business since 1935. They provide insurance for auto, home, business, life and health. They provide all insurance lines of business, from small client risks to jumbo accounts.
They have a specialty department for contractors, medical malpractice and oil and gas.
Sanford Insurance Agency can be contacted at (806) 792-5564 for more information.
FRED LOYA INSURANCE
Fred Loya Insurance, located at 106 North University, They are specialist in Auto Insurance since 1974.
They offer many discounts including 20% multi car, 20% prior insurance, 10% renewal, 10% home owner and 10% preferred rates.
Options include monthly policies, semi-annual policies, SR-22’s and immediate coverage.
Their working Timings are Monday to Friday 9am-7pm and Saturday 9am-2pm.
Fred Loya Insurance can be contacted at (806) 744-2500 for more information.
SHORT INSURANCE
Short Insurance, located at 2415 20th Street, offers almost every type of Insurance such as auto, home, motorcycle and commercial and business insurance. They are an independent insurance agent.
Short Insurance can be contacted at (806) 744-0125 for a quote or for more information.
TEXAS STATE LOW COST INSURANCE INC.
Texas State Low Cost Insurance Inc., located at 2406 34th Street, has been serving in this business from 27 years. They provide auto and home insurance.
They offer monthly or 6-month policies, They insure all cars and all drivers.
Their Timings are Monday through Friday 9am to 5:30pm and Saturday 9am to 1:00pm.
Texas State Low Cost Insurance Inc. can be contacted at (806) 792-5555 for more information.
BUTLER-CARSON INSURANCE
Butler-Carson Insurance, located at 4505 82nd Street, Suite #10, has three agents with over 70 years combined experience. They have been in the Lubbock area since 1956, so they are no.2 in experience after Sanford Insurance Agency..
They offer personal insurance which includes homes, auto insurance but they specialize in autos, motorcycles, boats and personal watercraft, recreational vehicles, mobile homes and health insurance. They also offer business insurance which includes commercial property, general liability, business auto, workers compensation, professional liability and group life and health and many more.
Butler-Carson Insurance can be contacted at (806) 798-7979 for a quote or for more information.
By: Umer Hayat
Posts Tagged ‘Insurance Auto’
Finding Auto Insurance in Lubbock, Texas
January 30th, 2010Auto Insurance In Texas
January 24th, 2010
If you are looking for auto insurance in texas, you might want to check out golden rule insurance company who offers cheap auto insurance online. Of course there are plenty of other companies that also offer affordable rates, but first you should understand Texas auto insurance requirements.
Texas is a tort state, which means that the driver is financially responsible for any damage and injury they cause in an accident. Purchasing Texas Auto Insurance will fulfill this legal requirement.
Texas auto liability minimums are 20/40/15 which translates to $20,000 per person for injuries you cause to the other party to a total of $40,000 for all claims and up to $15,000 for damage you cause another persons property. These are the minimum requirements and it is recommended that you carry much higher levels of liability insurance.
In addition to required liability coverage, Texas drivers may choose to purchase coverage for some “first party benefits”. These include compensation for medical expenses, loss of income, and loss of services. These benefits apply to every accident regardless of fault.
Uninsured and underinsured motorist policies also cover your expenses, but these apply in the event that you are struck by a driver with inadequate liability insurance. These policies are not required, but they’re relatively inexpensive, and can provide a lot of protection.
Texas auto insurance companies will also offer optional policies such as collision and comprehensive coverages.
Be warned the mandatory requirements are way too low for the average cost of serious injuries and financial loss from an automobile accident. All insurance agents recommend you purchase much higher levels of liability insurance.
Auto insurance companies also offer optional coverage such as medical payments, collision, comprehensive, and uninsured and underinsured motorist’s bodily injury coverage.
How your insurance rates are set in Texas is different than many other states. The rates are determined by the behavior and accident rates of all Texasn drivers. The cost of insuring Texas drivers’ including settlements and legal fees is totaled for the entire state and divide it up between everyone.
Of course these costs are not spread around evenly. The percentage of these costs that you are going to pay is determined by things like your driving record, your age, where you live, and the kind of car you drive.
Not all insurance companies compute their figures the same way so a driver with the same profile can land up with different rates depending on the insurance company. That’s why it is so important to get several quotes before purchasing insurance.
As mentioned previously liability is the most important element of your entire insurance policy. Make sure you purchase adequate liability insurance to protect your assets, because within a split second, the time it takes for an accident to occur, your life could be left in financial ruin if you are not adequately covered.
There are also other coverages you can buy such as collision, comprehensive, rental, and even towing and road side assistance. You will need to determine what your personal needs are.
When comparing insurance make sure you compare equal policies. Make sure the deductibles are the same, that the exemptions or fine print reads the same and that the liability is for the same amount. It is important to compare policies of equal quality to make sure your cheapest quote truly is your cheapest quote.
In less than a half hour you can have all the quotes you need and be on your way to buying cheap Texas auto insurance. Why waste time? Get busy!
By: Sher Matsen
Auto Insurance Specialists – How Important Are They?
January 14th, 2010
If you are thinking about having auto insurance then this article will provide you with useful information that you will need. Using auto insurance specialists will be a great help in providing you information on how to subscribe to good auto insurance.
There are many auto insurance companies out there so you will need to do some research on the policies you might be considering. Time and effort is greatly needed to look for good and dependable insurance specialists. There are lots of shady insurance agents that will prey on those people who don’t really know what types of coverage they need, so, here are some things to consider when choosing a good insurance to ensure you don’t get ripped off.
Understanding the complexities of car insurance is a big trouble to many American car owners because companies would usually make use of heavy legal language to avoid serious consequences. This is the reason why people turn to auto insurance specialists to explain technical terms “jargons” to them.
For some time now, the demand for this specialist has been rising due to economical problems which made car owners realize that they need the knowledge to make credible and reliable decisions on choosing the best choice for them. These specialists have provided great help to the motorists to have a better understanding of how this insurance works.
This experts are experienced in this industry, helps consumers how to maximize the money they paid by understanding how the industry works. They have shown the people just how important car insurance specialists are.
The situation of our current economy has had a great impact on the consumers’ way of thinking. Americans now are much more into savings rather than overspending.
Price is one of the things that matters the most, but not all expensive policies are best for you.
To find the best policy, find as many different quotes. The internet is one of the best means to look for; you can go online and look around. Be very specific with the type the policy you are after because there are hundreds or even thousands of insurance companies out there.
It will be a bit time consuming because you wont usually find what you are looking for in your first try or you might be able to find it, but always keep in your mind that the first thing you find might not always be the best for you. Accurate personal information is usually a must in receiving a quote else you might not get the right price. An insurance specialist that is able to provide you with many different options that will suit your need is a good insurance specialist.
All big car insurance companies have their own insurance specialists. It is for improving their services to get more customers and at the same time maximize profit. Specialist can easily offer recommendations based on their insights.
By: Don Barensten