Posts Tagged ‘Auto Insurance Companies’

Finding Auto Insurance in Lubbock, Texas

January 30th, 2010



If you live in Lubbock, Texas and you need an Auto Insurance then you definitely on a right place. There are many Auto Insurance Companies in Lubbock, Texas to choose from. Here is a list of them.

AUTO PARTNERS INSURANCE :

Auto Partners Insurance, located at 1711 34th Street, offers auto insurance for all cars and also for all drivers with no down payment. They also offer many discounts, immediate coverage and Mexico Insurance.

Their timings are Monday through Friday 9am-6pm and Saturday 9am-1pm.

Auto Partners Insurance can be contacted at (806) 749-7200 for more information

ALL WRITE INSURANCE :

All Write Insurance, located at 2413 20th Street, offers a full line of auto insurance policies for any problem you may have. They offer impressive discounts for good drivers.

They are in operation from Monday to Saturday.

All Write Insurance can be contacted at (806) 763-2886 for a free quote or for more information.

TEXAS WEST INSURANCE AGENCY

Texas West Insurance Agency, located at 2138 19th Street, offer automotive, watercraft and truck insurance.

They offer same day coverage and preferred rates for preferred drivers. They specialize in Truck Insurance.

They are in operation from Monday to Friday 8:30am to 5:30pm.

Texas West Insurance Agency can be contacted at (806) 763-3300 for more information.

SANFORD INSURANCE AGENCY

Sanford Insurance Agency, is very old in this business, located at 6303 Indiana, They has been doing business since 1935. They provide insurance for auto, home, business, life and health. They provide all insurance lines of business, from small client risks to jumbo accounts.

They have a specialty department for contractors, medical malpractice and oil and gas.

Sanford Insurance Agency can be contacted at (806) 792-5564 for more information.

FRED LOYA INSURANCE

Fred Loya Insurance, located at 106 North University, They are specialist in Auto Insurance since 1974.

They offer many discounts including 20% multi car, 20% prior insurance, 10% renewal, 10% home owner and 10% preferred rates.

Options include monthly policies, semi-annual policies, SR-22’s and immediate coverage.

Their working Timings are Monday to Friday 9am-7pm and Saturday 9am-2pm.

Fred Loya Insurance can be contacted at (806) 744-2500 for more information.

SHORT INSURANCE

Short Insurance, located at 2415 20th Street, offers almost every type of Insurance such as auto, home, motorcycle and commercial and business insurance. They are an independent insurance agent.

Short Insurance can be contacted at (806) 744-0125 for a quote or for more information.

TEXAS STATE LOW COST INSURANCE INC.

Texas State Low Cost Insurance Inc., located at 2406 34th Street, has been serving in this business from 27 years. They provide auto and home insurance.

They offer monthly or 6-month policies, They insure all cars and all drivers.

Their Timings are Monday through Friday 9am to 5:30pm and Saturday 9am to 1:00pm.

Texas State Low Cost Insurance Inc. can be contacted at (806) 792-5555 for more information.

BUTLER-CARSON INSURANCE

Butler-Carson Insurance, located at 4505 82nd Street, Suite #10, has three agents with over 70 years combined experience. They have been in the Lubbock area since 1956, so they are no.2 in experience after Sanford Insurance Agency..

They offer personal insurance which includes homes, auto insurance but they specialize in autos, motorcycles, boats and personal watercraft, recreational vehicles, mobile homes and health insurance. They also offer business insurance which includes commercial property, general liability, business auto, workers compensation, professional liability and group life and health and many more.

Butler-Carson Insurance can be contacted at (806) 798-7979 for a quote or for more information.

By: Umer Hayat

Auto Insurance Companies

January 25th, 2010



Cost is undoubtedly a bid consideration when choosing an auto insurance company, but you should not base your decision on cost alone. Don’t be fooled by very low rates – some of these companies offer limited coverage, below-standard customer support and some of them may even be scams.

Unlike traditional yellow pages, Internet directories can give you the most relevant results record-breaking time. Some sites let you search auto insurance companies within certain locations – just enter your zip code and you can have ready access to all the car insurance providers near you.

Don’t be fooled by low insurance rates – you need to look past the price and into coverage that matters the most. Carefully study coverage extent, the length of time it takes to process claims and extras such as free towing or road assistance. Customer support is also extremely important – you want an auto insurance company that can give you maximum support whether online or over the phone. To test if an auto insurance company has a good client support team, try calling their toll free numbers. Assess the competence of their representatives by asking them specific questions about polices. They should be able to answer you to your satisfaction, or at least refer you to someone with better knowledge.

Referrals are the best way to reach a reliable auto insurance company. Ask your friends and relatives what company they use, and ask them if they are satisfied. If your friends and relatives recommend a certain car insurance company, it is probably worth considering.

By: Peter Emerson

Auto Insurance In Texas

January 24th, 2010



If you are looking for auto insurance in texas, you might want to check out golden rule insurance company who offers cheap auto insurance online. Of course there are plenty of other companies that also offer affordable rates, but first you should understand Texas auto insurance requirements.

Texas is a tort state, which means that the driver is financially responsible for any damage and injury they cause in an accident. Purchasing Texas Auto Insurance will fulfill this legal requirement.

Texas auto liability minimums are 20/40/15 which translates to $20,000 per person for injuries you cause to the other party to a total of $40,000 for all claims and up to $15,000 for damage you cause another persons property. These are the minimum requirements and it is recommended that you carry much higher levels of liability insurance.

In addition to required liability coverage, Texas drivers may choose to purchase coverage for some “first party benefits”. These include compensation for medical expenses, loss of income, and loss of services. These benefits apply to every accident regardless of fault.

Uninsured and underinsured motorist policies also cover your expenses, but these apply in the event that you are struck by a driver with inadequate liability insurance. These policies are not required, but they’re relatively inexpensive, and can provide a lot of protection.

Texas auto insurance companies will also offer optional policies such as collision and comprehensive coverages.
Be warned the mandatory requirements are way too low for the average cost of serious injuries and financial loss from an automobile accident. All insurance agents recommend you purchase much higher levels of liability insurance.

Auto insurance companies also offer optional coverage such as medical payments, collision, comprehensive, and uninsured and underinsured motorist’s bodily injury coverage.

How your insurance rates are set in Texas is different than many other states. The rates are determined by the behavior and accident rates of all Texasn drivers. The cost of insuring Texas drivers’ including settlements and legal fees is totaled for the entire state and divide it up between everyone.

Of course these costs are not spread around evenly. The percentage of these costs that you are going to pay is determined by things like your driving record, your age, where you live, and the kind of car you drive.

Not all insurance companies compute their figures the same way so a driver with the same profile can land up with different rates depending on the insurance company. That’s why it is so important to get several quotes before purchasing insurance.

As mentioned previously liability is the most important element of your entire insurance policy. Make sure you purchase adequate liability insurance to protect your assets, because within a split second, the time it takes for an accident to occur, your life could be left in financial ruin if you are not adequately covered.

There are also other coverages you can buy such as collision, comprehensive, rental, and even towing and road side assistance. You will need to determine what your personal needs are.

When comparing insurance make sure you compare equal policies. Make sure the deductibles are the same, that the exemptions or fine print reads the same and that the liability is for the same amount. It is important to compare policies of equal quality to make sure your cheapest quote truly is your cheapest quote.

In less than a half hour you can have all the quotes you need and be on your way to buying cheap Texas auto insurance. Why waste time? Get busy!

By: Sher Matsen